FULL MECHANICS:

1. This promotion is open to all Robinsons Department Store customers who are also Bank of Commerce, BDO, BPI, Metrobank, PNB, RCBC, and Security Bank credit cardholders. ​

2. Promo period is from October 1 - December 31, 2023 applicable for in-store or Call To Order/Personal Shopper, with card - present transactions.​

3. The 0% interest Shop Now, Pay Later 2023 program at Robinson Department Store is available on 3-month and 6-month tenors, with a minimum single-receipt purchase requirement of P3,000 and P5,000 respectively. ​

4. Full installment amount under the Shop Now, Pay Later 2023 program shall be deducted from the cardholder's available credit limit. ​

5. All Shop Now, Pay Later transactions will be billed to the cardholder's account starting the third (3rd) statement cycle/cut-off date based on the original Shop Now, Pay Later transaction date and every month thereafter until the total amount payable is paid in full. To further illustrate:​

• If purchase is made before cut-off date, billing will be deferred for 2 months ​

• If purchase is made after cut-off date, billing will be deferred for 3 months. ​

• First monthly amortization will be posted to the cardholder's account up to 30 days later from the date of purchase. ​

6. Cardholder acknowledges his/her liability to Robinsons Department Store's partner merchant for the installment purchases that will form part of the cardholder's obligation.​

7. The terms and conditions governing issuance and use of all participating credit cards are incorporated herein by reference and made integral part thereof.

Per DTI Fair Trade Permit No. FTEB-168250 Series of 2023